Tools/Business Tools/Terms & Conditions Generator

Terms & Conditions Generator – Free Terms of Service

Generate a free Terms and Conditions template for your website or app online - no login. Enter your business details to get a generic 11-section starting-point document - not legal advice, and not tailored to your specific business type.

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About this tool

Writing terms and conditions from scratch is slow, and most sites need the same basic protections - usage rules, IP ownership, liability limits, and an account-termination clause. This tool assembles a structured, generic template from four fields and a type selection - it's a starting point to edit and verify, not a finished, business-specific legal document.

Terms that don't match what your service actually does, or that are missing clauses your business needs (like payment or refund terms for a store), can leave real gaps.

Fill in your business details and pick a business type, and this tool assembles a fixed 11-section Terms of Service document from a static template - the business type only changes one sentence describing what your service is; it doesn't add or remove any clauses. There's no e-commerce-specific clause set, no indemnification clause, and no dispute-resolution mechanism beyond naming a governing country. This is a generic starting-point template, not legal advice.

How to Use Terms & Conditions Generator

Enter Business Info

Provide your company name, website URL, contact email, and governing country.

Pick a Business Type

Choose SaaS, E-Commerce, Service, or Blog - this only changes one sentence in the document, not the clauses.

Generate Terms

Instantly assemble the same fixed 11-section Terms of Service template for every business type.

Copy, Add What's Missing, and Verify

Copy the text, add any clauses your business needs (payment, refund, indemnification), then review it before publishing - it's not legal advice.

Common Workflows

Enter Your Business Details

Fill in company name, website URL, contact email, and the country whose law will govern the document.

Pick a Business Type

Choose SaaS/Software, E-Commerce, Service/Agency, or Blog/Content - this only changes one sentence in the Description of Service section.

Generate and Read Carefully

Click Generate Terms of Service - the tool assembles the same fixed 11-section template for every business type, with your details inserted.

Add What's Missing, Then Verify

Add any clauses your business needs that aren't in the template (payment terms, refund policy, indemnification, a real dispute-resolution mechanism), and have the result reviewed before publishing.

Best For

  • Builds a fixed 11-section Terms of Service from your company name, website, email, governing country, and one Business Type selection (SaaS/Software, E-Commerce, Service/Agency, or Blog/Content).
  • The Business Type selector only swaps one sentence in the Description of Service section - Service/Agency and Blog/Content produce identical wording, and no clauses are added or removed for any type, including e-commerce.
  • Runs entirely in your browser - nothing you type is sent anywhere. Copy the result, then add any clauses your business needs and have it reviewed before publishing it.

Examples

Business Type changes one sentence, not the document

Input

Business Type: "E-Commerce" vs. "Service / Agency"

Result

Only Section 2 differs: "an e-commerce marketplace" vs. "digital services and tools" - all 11 section headings and every other sentence are identical

Service/Agency and Blog/Content produce the exact same Section 2 wording ("digital services and tools") - the selector has only 3 distinct outputs across its 4 options, and none of them add or remove a section.

No e-commerce clauses exist at any setting

Input

Business Type: "E-Commerce"

Result

No payment terms, refund/return policy, shipping terms, or product-availability disclaimer appear anywhere in the output

Selecting E-Commerce only changes the one Description-of-Service sentence - it does not add any of the e-commerce-specific clauses a store's terms typically need.

No indemnification clause and no dispute-resolution mechanism

Input

Any combination of form inputs

Result

The word "indemnif" never appears in the output, and the Governing Law section states which country's law applies but does not specify arbitration, venue, or any dispute-resolution process

Two clauses commonly expected in a T&C document - indemnification, and a defined dispute-resolution mechanism - aren't part of this template at any setting.

Use Cases

Getting a structured first draft

Start from a complete set of standard T&C section headings instead of a blank page.

Seeing what sections a general-purpose T&C typically includes

Use the generated structure (11 sections) as a checklist, even if you write custom language for each.

Drafting before adding business-specific clauses

Generate the general-purpose base, then add the payment, refund, shipping, or indemnification clauses your specific business needs.

Common Mistakes

Problem

Publishing the generated text without adding business-specific clauses

Solution

An e-commerce store, subscription SaaS, or marketplace usually needs payment, refund, or indemnification clauses this template doesn't generate - add them yourself.

Problem

Assuming the Business Type selector tailors the whole document

Solution

It changes one sentence in the Description of Service section only - the other 10 sections are identical for every business type.

Problem

Assuming a dispute-resolution mechanism is included

Solution

The Governing Law section names a country but doesn't specify arbitration, venue, or any actual dispute-resolution process - add one if you need it.

Problem

Treating this as a legally reviewed document

Solution

It's a static template with your details inserted - no attorney has reviewed it, and it hasn't been checked against your specific business or jurisdiction.

Tips & Best Practices

Read and edit every section before publishing

Treat the output as a first draft, not a finished document.

Add clauses your business actually needs

Payment terms, refund/return policy, shipping terms, and indemnification aren't in the template - write them yourself if they apply to you.

Get a professional review before relying on it

This tool doesn't verify enforceability or legal sufficiency for your specific business or jurisdiction.

Pair it with a privacy policy

Terms of Service and a privacy policy cover different things - most sites that collect any user data need both.

Limitations

Fixed 11-section template, not dynamic clause generation

Every business type produces the same 11 sections - no clauses are added or removed based on your answers.

Business Type changes only one sentence

Service/Agency and Blog/Content produce identical wording; only the SaaS and E-Commerce options differ, and only in one sentence.

No e-commerce-specific clauses

Payment terms, refund/return policy, shipping terms, and product-availability disclaimers aren't generated at any setting.

No indemnification clause

This clause, common in T&C documents, isn't part of the template.

No defined dispute-resolution mechanism

The Governing Law section names a country but doesn't specify arbitration, venue, or a dispute-resolution process.

Not legal advice and not a compliance guarantee

This tool cannot verify that the output is enforceable or sufficient for your specific business - have it reviewed by a professional.

No export, download, or print feature

Only a Copy button exists - there's no download, PDF export, or print option.

Comparisons

This Tool vs. an Attorney-Drafted Terms Template

Both produce a Terms of Service document, but only one is tailored and reviewed.

This Tool (Fixed Template Generator)An Attorney-Drafted Terms Template
Clauses adjust to your business typeNo - only one sentence changes across 4 typesTypically yes - clause sets differ by business model
E-commerce clauses (payment, refund, shipping)Not included at any settingUsually included when relevant
Indemnification & dispute-resolution clausesNot includedUsually included
Legal reviewNone - always requires your own reviewReviewed by a licensed attorney
CostFreeUsually paid

FAQs

The most important thing to know before using this tool: it is not legal advice, and it is not a finished document. It generates the same fixed 11-section template regardless of the business type you select - only one sentence changes - so e-commerce-specific clauses (payments, refunds, shipping) and an indemnification clause aren't included and need to be added yourself if your business needs them.

Is this tool's generated Terms of Service legal advice?

No. It's a static, generic template with your business details inserted - no attorney has drafted or reviewed it, it isn't tailored to your specific business or jurisdiction, and it isn't a substitute for professional legal advice.

Does the Business Type selector change which clauses are included?

No. Choosing SaaS/Software, E-Commerce, Service/Agency, or Blog/Content only changes one sentence in the Description of Service section - Service/Agency and Blog/Content produce identical wording. The same fixed 11 sections are generated regardless of business type.

Does the generated document include e-commerce clauses like refunds or payment terms?

No. Payment terms, a returns/refund policy, shipping terms, and a product-availability disclaimer aren't part of the template at any Business Type setting - selecting "E-Commerce" only changes the one Description of Service sentence.

Does it include an indemnification clause or a dispute-resolution process?

No. Neither an indemnification clause nor a defined dispute-resolution mechanism (arbitration, venue, etc.) is part of the template. The Governing Law section names a country but doesn't specify how disputes are actually resolved.

Is my business information sent anywhere when I use this tool?

No. The document is assembled entirely in your browser from the fields you fill in - nothing is sent to a server or stored remotely.

Do I legally need terms and conditions on my website?

There is no universal law requiring terms and conditions for all websites. However, they are strongly recommended because: they limit your liability for user misuse, establish IP ownership of your content, define rules for prohibited behavior, set the governing law for disputes, and allow account termination for policy violations. Without terms, users have no contractual restriction on their behavior, and your legal remedies are limited to general law rather than your specific contractual terms.

Are auto-generated terms and conditions legally enforceable?

Auto-generated terms can be legally enforceable if: users have a genuine opportunity to read them, they affirmatively accept them (checkbox, not just continued use in most jurisdictions), the terms do not contain unlawful provisions, and they are specific enough to be meaningful. Courts have upheld 'click-wrap' agreements where users actively check a box, and have sometimes declined to enforce 'browse-wrap' agreements where terms were only accessible via a small footer link. This tool generates the document text only - it doesn't provide an acceptance checkbox or any click-wrap mechanism; you're responsible for how you present and obtain acceptance of the terms on your own site.

What sections should be in terms and conditions?

A comprehensive T&C typically covers: Acceptance of terms, Description of service, User accounts and responsibilities, Intellectual property rights, Prohibited uses, Disclaimers and limitation of liability, Indemnification, Termination, Governing law and dispute resolution, and Changes to terms. E-commerce sites often add: Payment terms, Returns and refund policy, Product availability disclaimers, and Shipping terms. This is general education about a complete T&C - this tool's own template covers 9 of these standard items but does not generate an indemnification clause, a dispute-resolution mechanism, or any of the e-commerce additions; add them yourself if your business needs them.

What is a limitation of liability clause?

A limitation of liability clause caps how much you can be held responsible for if something goes wrong - typically limiting liability to the amount paid by the user in the past 12 months or a fixed amount. It protects against disproportionate claims relative to the service value. These clauses are enforceable in most jurisdictions but cannot limit liability for: death or personal injury caused by negligence, fraud, intentional misconduct, or consumer protection violations in many countries.

How often should I update my terms and conditions?

Update your T&C when: you add new features or services, your business model changes (e.g., adding subscriptions), you process new types of data, legislation changes affect your obligations, or you identify gaps in existing coverage. Notify users of material changes - GDPR requires active notification for privacy policy changes; similar courtesy applies to T&C. Date-stamp your terms so users can see when they were last updated. Most businesses review annually at minimum.

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