Tools/Business Tools/Terms & Conditions Generator

Terms & Conditions Generator – Free Terms and Conditions Template

Generate a free Terms and Conditions template for your website or app online - no login. Enter your business details and pick a business type to get a generic starting-point document with type-specific clauses - not legal advice.

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About this tool

Writing terms and conditions from scratch is slow, and most sites need the same basic protections - usage rules, IP ownership, liability limits, and an account-termination clause. This tool assembles a structured, generic template from four fields and a type selection - it's a starting point to edit and verify, not a finished, business-specific legal document.

Terms that don't match what your service actually does, or that are missing clauses your business needs, can leave real gaps.

Fill in your business details and pick a business type, and this tool assembles a Terms of Service document from a template. The type changes the wording of the service description and adds the clauses that business type usually needs - subscriptions and fees for SaaS, orders and returns for e-commerce, engagement terms for services, user comments for blogs - so the document has 12 or 13 numbered sections, each appearing once. Company name and contact email are required. There is no indemnification clause and no dispute-resolution mechanism beyond naming a governing country. This is a generic starting-point template, not legal advice.

How to Use Terms & Conditions Generator

Enter Business Info

Provide your company name, website URL, contact email, and governing country.

Pick a Business Type

Choose SaaS, E-Commerce, Service, or Blog - the description and the type-specific sections change with it.

Generate Terms

Instantly assemble the Terms of Service for your business type, with your details inserted. Company name and contact email are required.

Copy, Add What's Missing, and Verify

Copy the text, add any clauses your business needs (payment, refund, indemnification), then review it before publishing - it's not legal advice.

Common Workflows

Enter Your Business Details

Fill in company name and contact email (both required), plus the website URL and the country whose law will govern the document.

Pick a Business Type

Choose SaaS/Software, E-Commerce, Service/Agency, or Blog/Content - the description and the type-specific sections change with it.

Generate and Read Carefully

Click Generate Terms of Service - the sections are numbered in order and your details are inserted throughout. If a required field is missing, a message tells you which one.

Add What's Missing, Then Verify

Add any clauses your business needs that aren't in the template (indemnification, detailed refund policy, a real dispute-resolution mechanism), and have the result reviewed before publishing.

Best For

  • Builds a Terms of Service from your company name, website, email, governing country, and one Business Type selection (SaaS/Software, E-Commerce, Service/Agency, or Blog/Content). Each type produces a different document.
  • Business-type clauses: SaaS adds subscriptions/fees and service availability, E-Commerce adds orders/pricing and shipping/returns, Service/Agency adds engagements and confidentiality, and Blog/Content adds user comments and a no-professional-advice notice (and has no user-accounts section).
  • Runs entirely in your browser - nothing you type is sent anywhere. Copy the result, then add any clauses your business needs and have it reviewed before publishing it.

Examples

Business Type changes the document, not just a sentence

Input

Business Type: "E-Commerce" vs. "Blog / Content"

Result

E-Commerce: "an e-commerce marketplace" plus ORDERS, PRICING, AND PAYMENT and SHIPPING AND RETURNS sections. Blog / Content: "a blog and online publication" plus USER COMMENTS AND CONTENT and NO PROFESSIONAL ADVICE sections, and no USER ACCOUNTS section.

All four business types produce different documents, and the sections are renumbered so every number appears once.

Missing required fields are reported instead of ignored

Input

Company Name: (blank), Contact Email: (blank), then Generate

Result

"Enter your company or site name." and "Enter a contact email address." - no document is shown

If you blank a required field after generating once, the old document is removed too, so a stale document is never shown next to an error.

No indemnification clause and no dispute-resolution mechanism

Input

Any combination of form inputs

Result

The word "indemnif" never appears in the output, and the Governing Law section states which country's law applies but does not specify arbitration, venue, or any dispute-resolution process

Two clauses commonly expected in a T&C document - indemnification, and a defined dispute-resolution mechanism - aren't part of this template at any setting.

Use Cases

Getting a structured first draft

Start from a complete set of standard T&C section headings instead of a blank page.

Seeing what sections a general-purpose T&C typically includes

Use the generated structure (12 or 13 sections) as a checklist, even if you write custom language for each.

Drafting before adding business-specific clauses

Generate the base for your business type, then add the detailed refund, shipping, or indemnification clauses your specific business needs.

Common Mistakes

Problem

Publishing the generated text without checking it against your business

Solution

An e-commerce store, subscription SaaS, or marketplace usually needs details this template doesn't generate - such as indemnification and exact refund conditions - add them yourself.

Problem

Assuming the type-specific clauses are complete

Solution

They are short, generic clauses. Replace them with your real fees, return periods, deliverables, or moderation rules.

Problem

Assuming a dispute-resolution mechanism is included

Solution

The Governing Law section names a country but doesn't specify arbitration, venue, or any actual dispute-resolution process - add one if you need it.

Problem

Treating this as a legally reviewed document

Solution

It's a template with your details inserted - no attorney has reviewed it, and it hasn't been checked against your specific business or jurisdiction.

Tips & Best Practices

Read and edit every section before publishing

Treat the output as a first draft, not a finished document.

Add clauses your business actually needs

Indemnification, detailed refund terms, and a dispute-resolution process aren't in the template - write them yourself if they apply to you.

Get a professional review before relying on it

This tool doesn't verify enforceability or legal sufficiency for your specific business or jurisdiction.

Pair it with a privacy policy

Terms of Service and a privacy policy cover different things - most sites that collect any user data need both.

Limitations

Generic clauses only

The type-specific sections are short boilerplate, not a full set of commercial terms for your business.

No indemnification clause

This clause, common in T&C documents, isn't part of the template.

No defined dispute-resolution mechanism

The Governing Law section names a country but doesn't specify arbitration, venue, or a dispute-resolution process.

Not legal advice and not a compliance guarantee

This tool cannot verify that the output is enforceable or sufficient for your specific business - have it reviewed by a professional.

No export, download, or print feature

Only a Copy button exists - there's no download, PDF export, or print option.

Comparisons

This Tool vs. an Attorney-Drafted Terms Template

Both produce a Terms of Service document, but only one is tailored and reviewed.

This Tool (Template Generator)An Attorney-Drafted Terms Template
Clauses adjust to your business typeYes, in a basic way - each of the 4 types adds its own sectionsTypically yes - clause sets differ by business model and are fully developed
E-commerce clauses (payment, shipping, returns)Short generic clauses when E-Commerce is selectedUsually detailed and specific to your store
Indemnification & dispute-resolution clausesNot includedUsually included
Legal reviewNone - always requires your own reviewReviewed by a licensed attorney
CostFreeUsually paid

FAQs

The most important thing to know before using this tool: it is not legal advice, and it is not a finished document. The business type you select changes the service description and adds type-specific sections, but an indemnification clause, detailed refund terms, and a defined dispute-resolution process aren't included and need to be added yourself if your business needs them.

Is this tool's generated Terms of Service legal advice?

No. It's a static, generic template with your business details inserted - no attorney has drafted or reviewed it, it isn't tailored to your specific business or jurisdiction, and it isn't a substitute for professional legal advice.

Does the Business Type selector change which clauses are included?

Yes. Choosing SaaS/Software, E-Commerce, Service/Agency, or Blog/Content changes the service description and adds sections for that type - subscriptions and service availability for SaaS, orders/pricing and shipping/returns for E-Commerce, engagements and confidentiality for Service/Agency, and user comments plus a no-professional-advice notice for Blog/Content (which has no user-accounts section). Each type produces a different document of 12 or 13 numbered sections, and each section appears once. The clauses are short generic boilerplate, so add the specifics your business needs.

Does the generated document include e-commerce clauses like refunds or payment terms?

Only in a short, generic form. Choosing "E-Commerce" adds an Orders, Pricing, and Payment section (orders depend on acceptance and availability, prices can change, payment is due at purchase) and a Shipping and Returns section (delivery times are estimates; returns follow your returns policy and consumer law). There's no actual returns policy, refund period or shipping rate in the text - write those yourself.

Does it include an indemnification clause or a dispute-resolution process?

No. Neither an indemnification clause nor a defined dispute-resolution mechanism (arbitration, venue, etc.) is part of the template. The Governing Law section names a country but doesn't specify how disputes are actually resolved.

Is my business information sent anywhere when I use this tool?

No. The document is assembled entirely in your browser from the fields you fill in - nothing is sent to a server or stored remotely.

Do I legally need terms and conditions on my website?

There is no universal law requiring terms and conditions for all websites. However, they are strongly recommended because: they limit your liability for user misuse, establish IP ownership of your content, define rules for prohibited behavior, set the governing law for disputes, and allow account termination for policy violations. Without terms, users have no contractual restriction on their behavior, and your legal remedies are limited to general law rather than your specific contractual terms.

Are auto-generated terms and conditions legally enforceable?

Auto-generated terms can be legally enforceable if: users have a genuine opportunity to read them, they affirmatively accept them (checkbox, not just continued use in most jurisdictions), the terms do not contain unlawful provisions, and they are specific enough to be meaningful. Courts have upheld 'click-wrap' agreements where users actively check a box, and have sometimes declined to enforce 'browse-wrap' agreements where terms were only accessible via a small footer link. This tool generates the document text only - it doesn't provide an acceptance checkbox or any click-wrap mechanism; you're responsible for how you present and obtain acceptance of the terms on your own site.

What sections should be in terms and conditions?

A comprehensive T&C typically covers: Acceptance of terms, Description of service, User accounts and responsibilities, Intellectual property rights, Prohibited uses, Disclaimers and limitation of liability, Indemnification, Termination, Governing law and dispute resolution, and Changes to terms. E-commerce sites often add: Payment terms, Returns and refund policy, Product availability disclaimers, and Shipping terms. This is general education about a complete T&C - this tool's template covers the core items (acceptance, service description, accounts where relevant, acceptable use, intellectual property, disclaimers, limitation of liability, termination, governing law and changes) plus short type-specific sections, such as orders and shipping/returns for E-Commerce. It does not generate an indemnification clause or a dispute-resolution mechanism; add them yourself if your business needs them.

What is a limitation of liability clause?

A limitation of liability clause caps how much you can be held responsible for if something goes wrong - typically limiting liability to the amount paid by the user in the past 12 months or a fixed amount. It protects against disproportionate claims relative to the service value. These clauses are enforceable in most jurisdictions but cannot limit liability for: death or personal injury caused by negligence, fraud, intentional misconduct, or consumer protection violations in many countries.

How often should I update my terms and conditions?

Update your T&C when: you add new features or services, your business model changes (e.g., adding subscriptions), you process new types of data, legislation changes affect your obligations, or you identify gaps in existing coverage. Tell users about material changes - for privacy policies, laws such as GDPR expect people to be informed of significant changes, and the same courtesy is good practice for T&C. Date-stamp your terms so users can see when they were last updated. Most businesses review annually at minimum.

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